DiCello Levitt’s Amy Keller is Co-Lead Counsel on Behalf of 4 Million Estimated Class Members
OAKLAND, Calif. – On August 17, 2026, a federal judge granted preliminary approval to a $100 million settlement in a class action lawsuit against Equifax brought by DiCello Levitt and co-counsel alleging it miscalculated credit scores affecting approximately 4 million people in 2022. This is the largest settlement in history related to the Fair Credit Reporting Act (FCRA) and a landmark achievement in consumer protection.
The class action lawsuit, In re: Equifax Fair Credit Reporting Act Litigation (Case No. 1:22-cv-03072), received preliminary approval by the Honorable Leigh Martin May in U.S. District Court for the Northern District of Georgia. A final fairness hearing is scheduled for January 22, 2027. DiCello Levitt Chicago Managing Partner Amy Keller, CIPP/US, serves as co-lead counsel in the litigation, working alongside co-counsel from Caplan Cobb, Gibbs Mura, and Girard Sharp.
What was the Equifax Credit Score Error Lawsuit About?
According to the lawsuit, Equifax misreported lowered credit scores for approximately 4 million Americans who applied for mortgages, auto loans, or credit cards between March 17 and April 6, 2022. As reported by the news, Equifax sometimes reported scores lowered by over 20 points, enough to cause lenders to deny credit or charge consumers higher interest rates.
The lawsuit alleged that Equifax was reckless in relying on antiquated legacy systems and inadequate testing systems, charging the company with violating the Fair Credit Reporting Act.
The $100 million settlement will provide direct cash payments to the approximately 4 million class members. The settlement fund is non-reversionary, meaning unclaimed funds will not go back to Equifax.
About DiCello Levitt
DiCello Levitt LLP is one of the leading plaintiffs’ law firms in the United States. Nationally recognized for our work in high-stakes class actions, mass torts, and complex litigation, we have recovered more than $25 billion for clients, including individuals, businesses, and communities. We take on some of the world’s most powerful interests, pursuing justice that reshapes industries and improves lives.
Built for trial, DiCello Levitt is among the few plaintiffs’ firms with a dedicated trial center, where our acclaimed trial lawyers bring both art and science to courtroom preparation and trial strategy. We are frequently appointed to lead major multidistrict litigation (MDLs) and consistently recognized among the nation’s top plaintiffs’ firms by Chambers USA, Benchmark Litigation, and The National Law Journal, which has named DiCello Levitt Plaintiffs’ Firm of the Year and Trial Strategy Innovation Firm of the Year.
